We offer tailored loan solutions with transparency and excellence, empowering individuals and businesses across India.
Our Services
Personal Loans
Overview
Our personal loans are crafted to support individual financial needs, such as unexpected medical emergencies, travel plans, education expenses, or consolidating existing debts. Enjoy hassle-free processing and competitive interest rates.
Eligibility
Personal loans are available to salaried professionals and self-employed individuals with a steady income, a good credit score, and valid identification documents. Minimal paperwork ensures quick and easy approvals.
Benefits
Get instant access to funds with customizable repayment tenures, no hidden charges, and competitive interest rates. Experience complete transparency and personalized financial solutions tailored to your needs.
Use Cases
Ideal for medical expenses, higher education, wedding arrangements, home renovation, or consolidating high-interest debts. Personal loans help meet immediate financial obligations without stress.
Business Loans
Overview
Elhard’s business loans enable entrepreneurs to expand operations, acquire equipment, or meet working capital requirements. Designed for startups and established businesses, our loans facilitate growth and operational efficiency.
Eligibility
Open to small and medium enterprises, startups, and established businesses. Applicants should present a robust business plan, proof of income, and the ability to demonstrate repayment capability.
Benefits
Enjoy flexible tenures, high loan amounts, and competitive interest rates. Quick approvals and tailored solutions ensure your business can scale efficiently with minimal financial disruptions.
Use Cases
Perfect for funding product launches, acquiring machinery, expanding infrastructure, managing inventory, or covering daily operational expenses. Fuel your business growth effortlessly.
Vehicle Loans
Overview
Own your dream vehicle with our easy-to-avail vehicle loans. Whether it's a two-wheeler, car, or commercial vehicle, we provide affordable financing options for individuals and businesses alike.
Eligibility
Designed for salaried professionals, self-employed individuals, and businesses. Applicants should provide valid income proof, vehicle details, and basic identification documents for eligibility.
Benefits
Competitive interest rates, low down payments, and flexible EMIs allow for stress-free vehicle ownership. Our quick processing ensures you can drive away in your vehicle faster.
Use Cases
Suitable for purchasing a personal car, upgrading to a better model, adding to your fleet of commercial vehicles, or buying a two-wheeler for daily commute.
Home Loans
Overview
Achieve the dream of homeownership with our comprehensive home loans. Affordable interest rates, long tenures, and flexible repayment options make housing accessible for all.
Eligibility
Open to salaried individuals and self-employed professionals with stable income and clear property documentation. A good credit score enhances approval chances.
Benefits
Avail high loan-to-value ratios, tax benefits, and no prepayment penalties. Transparent terms ensure you can own your home without financial strain or uncertainties.
Use Cases
Perfect for buying your first home, constructing a house, renovating existing property, or refinancing a current mortgage to improve financial terms.
Education Loans
Overview
Invest in your future with our education loans. Designed to support academic aspirations, they cover tuition fees, accommodation, travel, and more for domestic or international studies.
Eligibility
Students must secure admission to a recognized institution. Parents or guardians can act as co-applicants, providing income proof and credit history to strengthen applications.
Benefits
Benefit from low-interest rates, moratorium periods during studies, and flexible repayment plans post-education. Ensure financial support without interruptions to academic goals.
Use Cases
Ideal for funding higher education, professional certifications, skill development courses, or pursuing advanced degrees abroad. Focus on your studies while we handle finances.
Loan Against Property
Overview
Unlock the value of your property with our secured loans. Use your residential or commercial property as collateral to access substantial funds for various needs.
Eligibility
Property owners with clear ownership titles, proven repayment capability, and no existing encumbrances. Both individuals and businesses can apply for these loans.
Benefits
Avail high loan amounts, attractive interest rates, and flexible repayment terms. Enjoy financial freedom while retaining ownership of your valuable property.
Use Cases
Ideal for business expansion, consolidating existing debts, funding large personal expenses, or managing unforeseen financial emergencies. Access significant funding seamlessly.